These Terms of Use (“Terms”) govern your access to and use of this website, operated by NXT Era, a licensed insurance agency that uses the marketing name “Veteran Life Office” (“Veteran Life Office,” “we,” “us,” or “our”).
By accessing this website or submitting your information, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use this website.
1. About this website
This website provides general information about burial and final expense life insurance and connects interested consumers with licensed insurance agents, agencies, or carriers. We are not an insurance company and do not issue policies, bind coverage, or guarantee acceptance. Insurance products are offered and underwritten by third-party, licensed insurance carriers. Any policy you obtain is a contract between you and the issuing insurer.
2. No guarantee of coverage, eligibility, or pricing
Information on this website, including any references to qualifying, rates, or coverage amounts, is for general informational purposes only and does not constitute an offer or contract of insurance. Statements such as “you may qualify” are not a promise of coverage. Eligibility, availability, benefits, and pricing vary by state, age, health, and carrier, and are subject to underwriting and approval. Not all applicants will qualify.
3. Licensing & disclosures
NXT Era is a licensed insurance agency, operating under the marketing name “Veteran Life Office.” We help consumers obtain burial and final expense life insurance through licensed insurance agents and third-party insurance carriers. Products and services are available only in states where NXT Era and its agents are licensed, and are not available in all states.
Agents who contact you are licensed insurance producers and may receive commissions or other compensation from the carriers whose products they sell. Product names, benefits, and availability are determined by the issuing insurer.
4. Not affiliated with the government
Veteran Life Office is a private insurance marketing organization. We are not affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs (VA), the Social Security Administration, the U.S. government, the U.S. military, or any veteran or government organization. References to military service or veterans describe the audience we serve and do not imply any government affiliation, endorsement, or benefit.
5. Eligibility to use
You must be at least 18 years old and a resident of the United States to use this website and submit your information. By using the site, you represent that you meet these requirements.
6. Consent to be contacted
By submitting the form and checking the consent box, you provide prior express written consent to be contacted by Veteran Life Office and its licensed-agent and carrier partners by phone, text, and email — including by automated technology and prerecorded messages — about insurance products, even if your number is on a Do Not Call list. Consent is not a condition of purchase. Full details, including how to opt out, are in our Privacy Policy.
7. Your responsibilities
You agree to provide accurate, current, and complete information and to use this website only for lawful purposes. You agree not to misuse the site, interfere with its operation, attempt to gain unauthorized access, or submit information on behalf of another person without authorization.
8. Intellectual property
All content on this website — including text, graphics, logos, and design — is owned by or licensed to Veteran Life Office and is protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from our content without our prior written permission.
9. Disclaimer of warranties
This website and its content are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or secure, or that any information is accurate, complete, or current.
10. Limitation of liability
To the fullest extent permitted by law, Veteran Life Office and its owners, officers, employees, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from or related to your use of this website, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless Veteran Life Office and its owners, officers, employees, and partners from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising from your use of the website or your violation of these Terms.
12. Third-party links & services
This website may contain links to third-party websites or services that we do not control. We are not responsible for the content, privacy practices, or accuracy of any third-party site. Your dealings with third parties, including insurance carriers and agents, are solely between you and those parties.
13. Governing law & disputes
These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws rules. Any dispute arising from these Terms or your use of the website will be resolved in the state or federal courts located in Harris County, Texas, and you consent to their jurisdiction, except where applicable law provides otherwise.
14. Changes to these Terms
We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. Changes take effect when posted, and your continued use of the website constitutes acceptance of the updated Terms.
15. Contact us
Questions about these Terms? Contact us at:
- Company: NXT Era (Veteran Life Office)
- Email: support@veteranlifeoffice.com
- Phone: (346) 831-1463